Dental Savings Plan

No insurance? No problem!

Our exclusive, affordable dental savings plan allows you significant savings
on your dental care – without the hassles of traditional insurance!

Traditional Savings Plan

The Traditional Plan covers covers common dental treatments at 100% each year. Contact our office for more information and current pricing options.

Perio Maintenance Plan

The Perio Maintenance Plan covers common dental treatments, and more, at 100% each year. Contact our office for more information and current pricing options.


We understand that traditional insurance plans are expensive and there are multiple limitations and exclusions. Also, in recent times, we have observed a trend of fewer employers offering dental insurance, and the difficulty of the self-employed and retired patients to find and pay for dental coverage. So, we have designed an affordable plan that offers significant savings on preventive and other dental services, including cosmetic procedures – all for one low annual fee! CLICK HERE further information.
As always, we greatly appreciate the opportunity to care for you! Feel free to ask any of our team members at Northwood Dental. Contact us at 641-324-1364 to sign up and start saving today!


• All savings plan membership fees are due and payable in full at time of registration.
• All savings plan membership fees are non-refundable.
• All additional charges are due the day of service.
• Savings plan duration is for one full year, starting on the registration date.
• Savings plan coverage expires at the end of the membership year, otherwise benefits are null and void.
• There will be a $25 reinstatement fee if your membership is not renewed annually.
• Savings plan benefits cannot be carried over to the next membership year.
• Savings plan benefits are per person and may not be transferred.


• Savings plan members cannot use any other dental coverage with this plan.
• The savings plan will not cover any portion of a specialist referral.
• The savings plan will not apply to the costs of dental for injuries covered under workers compensation.
• The savings plan will not apply to dental care for which, in the sole opinion of the treating dentist or doctor, lies outside the realm of their capability.
• The savings plan will not apply to hospitalization or hospital charges of any kind.
• Covered benefits of the savings plan are available only at the office of David Penfold, DDS. (802 9th Ave. North, Northwood, Iowa)
• Savings not valid in conjunction with dental insurance or any other plans or offers.
• The office of David Penfold, DDS, reserves the right to modify, change or discontinue the Northwood Dental Savings Plan, fees, terms, and services at the company’s discretion.

family smiling

Schedule an appointment today!